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+# india/fintech
+
+---
+
+## Agenda
+
+- Some demos
+- How money moves around?
+
+---
+
+## Ways to move money
+
+- NEFT/RTGS/IMPS
+- UPI
+- Wallets
+
+---
+
+## How money moves
+
+```sql
+UPDATE balance set current=current-amount WHERE id=source
+UPDATE balance set current=current+amount WHERE id=destination
+```
+
+---
+
+## How money really moves
+
+![](rube.jpg)
+
+- [Source](https://krypt3ia.wordpress.com/2011/11/15/infosec-the-worlds-largest-rube-goldberg-device/)
+
+---
+
+# CBS (Core Banking System)
+
+---
+
+# payments v/s transfers
+
+## merchant
+## payer
+## payee
+
+---
+
+# payments v/s transfers
+
+## merchant
+
+business that takes your money
+
+## payer
+
+the person paying
+
+## payee
+
+someone else getting your money
+
+---
+
+# P2M / P2P
+
+- Payer to Merchant
+- Payer to Payee
+
+---
+
+# wallets
+
+(private ledger / PPI)
+
+---
+
+# DEMO - Paytm (P2M)
+
+---
+
+# pre-demo
+
+- $1 = ₹ 73
+- Payer = NEMO
+- Merchant = Paytm
+- Payment Method = *
+
+---
+
+# DEMO - UPI
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